Which Cell Phone Provider Has The Best Family Plan – If you have a family, the monthly mobile phone bill can take a large part of your budget. Fortunately, most carriers offer shared mobile plans that can be suitable for families (and even household members). But what are your options? What should you look for? We have everything you need to know right here!
Basically, the benefit of a mobile family plan is financial. It is usually cheaper to take out a family plan than to get each of these contracts separately. For most, that is reason enough. However, there is another reason why a family plan might work for you.
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With most family plans, the plan itself is linked to the main account holder (usually one of the parents). This means that only one person in the household needs to pass the credit check and sign the contract. If one of you has better credit than the other, this can be a life saver. And if one or more of your family members can’t sign the contract (because they’re under 18, or not yet resident in the UK), a family plan can give you the mobile service you need.
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It’s hard to say if there are real downsides. For the most part, you have to do the math based on your family’s needs. Generally, family plans are cheaper. But there are times when it isn’t (like when young kids just need texts and minutes, but aren’t old enough to have smartphones that require data).
Another disadvantage is that some (but not all) plans require all members to have the same phone plan. So if you need a lot of data as a primary account holder, but your children and partner don’t, a family plan linked to your account may not be the cheapest option.
There are actually two types of family plans available. And at this point it is worth noting that not all operators recognize these plans as “family plans”. Sometimes these are called shared plans, family SIM deals, or simply advertised as multi-SIM discounts. However, there are two actual forms these systems can take:
With the discounted Style plan, you sign a contract with a SIM card and then the extra SIM card and the plan come with a discount. So, for example, your mid-range plan is £15 a month, but add a second SIM and the second plan is just £13 a month, add a third and the third plan is £11 a month, and so on. .
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Pros: Discounted plans are usually very cheap, and the more SIM cards you add, the cheaper they get. Everyone has their own plan, with their own protocols/texts/data allocation.
Disadvantages: Generally, all members must have the same phone plan, which means the same amount of minutes/texts/data. This may not work if either of you are heavy data users or have small children involved who don’t need data.
Best for: Families where members have very similar phone usage, meaning all members use roughly the same amount of minutes/texts/data.
Shared plans work a little differently. Generally, everyone on the plan gets unlimited texts and calls (which is pretty standard in most phone contracts these days). But when it comes to data, data is a “pool”. When a member goes online, data is drawn from this pool until the data limit is reached. These plans usually have a lot of data, at least 30 GB or more.
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Advantages: Due to the data pool, it does not matter if one member uses more data than the others because more use by one person will be offset by less use by another person.
Cons: Shared plans are slightly more expensive than discounted plans. And since you’re all sharing data, you all have to pay attention to everyone on the plane so there’s enough for everyone.
Best for: Households with uneven phone usage, households that include young children who don’t need the data part of the contract.
We think the best current family plan is with BT Mobile as the direct discount is easy to understand. The more SIM cards you have under a contract, the more you save. For example, if the main account holder is paying £10 per month for the Essentials plan, adding a second SIM will make it 20% cheaper at £8 per month. That brings the total bill to £18 instead of £20 if you had received the SIM card separately. Three SIM cards cost £26 instead of £30 and more, you can have up to five SIM cards under one account.
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If you’re considering signing up for a family plan or a shared mobile plan, there are a few things you should be aware of. Your main considerations should be:
How long the contract is should always be a problem when signing a mobile subscription. But when it comes to family, it becomes more important. As the kids get older, they need more data and more talk minutes, and at some point that child will leave home and have to pay for their own phone contract or SIM-only deal. Only sign up for a contract period that you know you can continue, as canceling or changing the contract later is likely to cost you the package.
Again, the amount of data required is usually an issue with any mobile contract. And with family contracts, it gets a little more complicated. It is important to make sure that you have enough data for everyone and that you are not overcharged, but that you are not paying for data that no one uses. If possible, find out how much data the whole family uses in a typical month (by checking old bills or digging into your phone’s settings menu to find a usage tracker), and choose your plan accordingly.
How many people do you want to add to your plan? Most family plans have a limit on the number of SIMs that can be on a contract (which is usually five), so you need to keep this in mind, especially if you have a large family.
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Many plans allow you to add a user at any time during the contract, although some allow you to remove a user from the account without paying a penalty. But the ease of adding and removing users should factor into your decision, especially if a child is about to leave home or is getting old enough to need a smartphone.
Obviously, money plays a role in your decision. And like we said, family plans are usually cheaper, but not always. It’s up to you to do the math and find out if a family plan is right for you. And don’t be fooled into thinking you’ll automatically save money. Prices for family plans vary by carrier, and if standard prices are already high, a small discount compared to another company’s prices may not give you the real savings.
Family plans usually involve discounts, but also bundling. You can save even more if you have the opportunity to get not only your mobile subscription but perhaps also home broadband or cable TV from the same company.
Finally, you may also want to consider other terms that mobile operators put into contracts. For example, what are the charges for mobile roaming or calls abroad? If you travel often as a family, this may be important information. What is the carrier’s policy on tethering (using your phone as a hotspot to let your computer or other device go online)? Does the company offer data rollover (so that one month’s unused data can be used the next month)?
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Most major carriers offer family plans or shared mobile plans, although not all do. To help you make your decision, we’ve listed all the major family plan carriers below, ranked from best to worst based on our own results, with a look at their plans and typical costs to help you find the best.
We keep a close eye on the offers and discounts available in the UK when you add a family and friends contract to your main plan. We compare the price, number of units, advantages and disadvantages of each plan.
BT’s Family SIM plan is a simple discount option. Basically, a family member only signs up for a 12-month BT SIM contract, and then 4 more 30-day contracts can be added to that main contract. 30-day contracts automatically roll over so you don’t have to renew them, but can also be canceled at the end of a 30-day period, giving you more flexibility. BT also offers discounts on broadband, landline and TV packages, which means big savings.
All members of a BT family plan must have the same phone plan and prices vary depending on the plan you choose. Every extra
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